Global payments
What you may not even know you're paying.
The invoice was $10,000. Your total cost wasn't.
The amount on the invoice is not always the amount your business ultimately pays. FX markups, card fees, merchant conversion and settlement differences can quietly increase the real cost.
Vendor invoice
$10,000
Amount on the invoice
Market-equivalent cost
$10,000
What it should have cost
Hidden cost
+$327
Extra cost you may not even see
Where the extra cost can come from
See what your international payments really cost.
Upload a card or bank statement and TrueRate will identify international transactions, compare what you paid with reference market FX, and surface the costs hidden inside the payment.
We support different statement structures, including embedded FX, separately posted bank fees, and foreign amounts contained in transaction descriptions.
Private by design
Your statement is used only for analysis. Statements that cannot be fully analyzed may be retained securely for manual review; successful source files are removed after analysis.
Drop your statement here
CSV or PDF supported. Your statement is securely processed to identify international payments and calculate what they cost above reference FX.
Finding the leakage is only the beginning.
Today, TrueRate shows you what global payments really cost. Next, it will help you choose the lowest-cost way to pay before money moves.
TrueRate compares the available routes before payment and recommends the lowest total cost.
HubSpot
$18,000
Existing USD balance + bank transfer
Recommended
$18,012
Convert AED to USD + transfer
$18,124
International card
$18,315
Merchant AED pricing
$18,442 equivalent
Early access
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We’re inviting digital businesses with meaningful international spend to help shape the first product.